Workers' comp insurance is the only coverage that provides medical and income benefits for injured workers and legal protection for employers.

State law allows employers in similar businesses to reduce their premiums by purchasing their coverage as a group. The TXOGA safety group is open to most segments of the oil and gas industry. For a list of eligible class codes, visit texasmutual.com, or call (800) 859-5995.

The Texas Oil & Gas Association Workers’ Compensation Safety Group gives each group member a premium discount based on the premium of the entire group, regardless of individual premium size. Eligible policyholders can earn an additional discount by participating in Texas Mutual Insurance Company's workers' comp health care network.

The Texas Oil & Gas Association Workers’ Compensation Safety Group believes in rewarding loyal policyholders whose low claim losses help control premiums. TXOGA group members are eligible for potential group and individual dividends.*

Members can adopt a safety plan developed for the oil and gas industry. They can also get free safety training material in the safety resource center at texasmutual.com.

* Past dividends are not a guarantee of future dividends, and the Texas Department of Insurance must approve all dividend plans.